Credit Risk - Manager - Ayudhya Capital Services Company Limited

Explore your next career move? See if Ayudhya Capital Services Company limited. is right for your career strategy.

When you work with us, a member of the leading consumer finance group, you work with people who have a passion for learning. Their obsession with finding better ways to do things creates an exhilarating work environment. In addition, we believe in a core set of values built on one common bond... integrity. It's through their efforts that Krungsri group continues to be considered the World's Most Respected Company.






Description of Duties and Major Challenges:-

Responsible:-
  • Ensure key acquisition parameters in line with plan, in order to adequately acquire new customers.
  • Co-ordinate with other Risk functions to implement credit scoring, account management policy/strategy to ensure the portfolio quality.
  • Prepare analysis in order to be able to propose control process of adjustment in U/W policy or implement risk strategy.
  • Prepare & present monthly performance report of the portfolio, success and corrective actions to top management review session.
  • Provide information and analysis (regular and ad hoc) to facilitate business decision-making
  • Validate monthly Loss/ Reserve to ensure prudent loss provision.
  • Perform Loss/Reserve forecasting for OP, SI and SII Plan.
  • Analyze portfolio by segments in order to improve portfolio quality and to recommend business growth strategy


Qualification:-
  • Bachelor/Master’s degree in Finance, Accounting or any related fields.
  • Minimum 5 years experience in Credit Risk underwriting and portfolio management in retail finance/banking business.
  • Process knowledge of Excel, PowerPoint or other analytical tools, advantage if capable to handle SAS Base.
  • Strong analytic, Communication, negotiation & presentation skills.
  • Good in both written and spoken English.
Good remuneration package will be rewarded and also excellent future career growth opportunity is available for the right candidate


Please submit your application letter, resume stating qualifications and experiences, stating recent & expected salary to the following address :

Human Resources Department

Ayudhaya Capital Services Ltd.

5 Fl., Capital Tower, All Seasons Place
87/2 Wireless Rd., Lumpinee,
Patumwan, Bangkok 10330
E-mail : Supawee.Kosirikul@krungsri.com